Monday, April 20, 2020

Resume Writing Tips For Graphic Designers

Resume Writing Tips For Graphic DesignersYou should definitely get some resume writing tips for graphic designers if you are one of them. This is because most employers want to know that you have taken the time to craft a highly professional piece of written material. This is not something you just hit the send button.There are actually a number of things you can do to make your resume more professional. In fact, it is one of the things that you will probably want to add to make it a nice document. There are many techniques you can use, but none of them will work like a professional resume without the help of some amazing resume writing tips for graphic designers. Hopefully this article will provide you with some tips and ideas on how to make it look professional without spending a fortune on professional tools.The first thing you need to do is select a basic resume template. They will typically be free online and you can find the ones that include a list of fields on the left side. It should include areas such as education, experience, special skills, and leadership. These are the basic things you will want to include.The next basic design tip you should take care of is making sure the design and layout of the resume has everything that the job requires. This can be done by using colors that are appropriate. You will want to keep in mind the level of professionalism that you wish to project. You can always add more options to the resume later if need be.The next design tip you should take care of is ensuring the resume templates provide all the information that you will need in the job ad. You will have to keep in mind the job and the position that you are applying for. Also, you will need to consider the level of education that you have completed and also your special skills. Make sure you have all the important information included in the design of the resume.The last design tip is to ensure that your resume contains only the necessary information. There are many companies that require a certain amount of information to be included in the application. This is done so they can better understand your capabilities. However, this information is only going to show them how well you fit into the company's environment. This will help you get the best chances at success in the job.It is possible to find many different tips and ideas on how to make your resume more professional, but these are two of the most popular ones that you should try to incorporate into your own resumes. The third tip is more of a general guideline. Keep it up to date and stick to it to get the job you want.

Tuesday, April 14, 2020

401(k) Plan Advice Contributions and Investments

401(k) Plan Advice Contributions and Investments Before autumn starts flying by too fast, take a moment to pay attention to your retirement account. This is a good time for to check in on a few fronts: how much you’re contributing, what investments you’re choosing, and how your funds are allocated. Start with your contribution levels. At minimum, you should be saving at least up to the company match in the plan, if there is oneâ€"even if you have student loan debt. This is free money, so if you are falling short of the match, you’re essentially walking away from additional compensation. If you’re in your 30s, you should aim to put aside at least 10% or 15% of your pay, not including the employer match. And if you are in your 40s or 50s, you should be maxing out your plan to the federal limit of $18,000. Check your allocation. Are you taking the right amount of risk? Many like to rely on the old calculation of 100 (or maybe 110 or 120) minus your age to determine the allocation to stocks. But a formula like that doesn’t take into account your comfort with swings in the market. That’s why it is advisable to take a risk assessment questionnaire, which is available on most retirement plan provider sites. Just remember that you may overstate your ability to tolerate risk, especially now that the market has come roaring back since 2009. To get an accurate reading, try to remember how awful you felt during the 2008-2009 plunge. Once you walk through the test, most sites will populate a recommended portfolio allocation with funds that match your feelings about risk and your investment time horizon. Don’t drive yourself nuts fine tuning the mix. Having a game plan, and sticking to it, is more important than whether your portfolio is 60% stocks/40% bonds or 55%/45%. While you are at it, be sure to create a plan for rebalancing â€" or sign up for auto-rebalancing, if your plan offers it â€" so that your allocation remains in check. Reassess your funds. Your employer 401(k) may offer you a limited set of options, but aim to use index funds whenever possible, because they are the cheapest way to invest. If you are just starting off, you may be tempted to use a target date fund. Be careful, though, because some of these funds are riskier than many people realize. If you can find an allocation that works and your plan does auto-rebalancing, that might be a better option.